Make your vehicle go farther with additional services for your new or leased vehicle and your family.
If you’re still paying a loan on your vehicle, or it has been leased, and the vehicle is a total loss, we’ll help cover the difference between the value of your vehicle and what’s left on the loan or lease.
We’ll help cover more of the costs to fix, or even replace, your brand new vehicle if you drove it off the lot less than a year ago.
Have to get repairs more than 100 miles from home? We’ll cover meals, transportation, and overnight stays until you’re back on the road.
Pet Injury Coverage/Accidental Death Benefit
We offer protection for animals hurt or killed in an accident.
If a vehicle you rented is damaged in an accident, repaired, and is no longer worth what it would have been before the accident, we’ll cover the difference in resale value.
If a GPS-only device is stolen, we’ll cover your loss. This does not apply to cell phones used as a GPS. No deductible will apply to this coverage.
Loss of Use
If a vehicle you rented is damaged in an accident, but you’re still charged for it while it’s being repaired, we’ll help pay for those costs.
An accident in a rented car can result in extra expenses. We’ll help you cover them.
Two or More Deductibles
Have more than one policy with Hastings Mutual? If more than one apply in a loss, you’ll only have to pay the deductible for one.
New Vehicle Replacement Hybrid Upgrade
If your new vehicle is a total loss, you can replace it with a new hybrid car for the same cost.
We’ll use original equipment manufacturer parts (instead of parts from third parties) for some vehicles.
Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.
It’s a cliché in the movies: the car that gets banged up and knocked around, but gets its passengers to their destination — only to fall to pieces the minute they arrive. It’s funny to watch on screen, but no fun at all if it happens to you.
That’s why you’ll want to talk with your independent insurance agent about Hastings Mutual’s Multi Protection Guard opportunity. It’s an extension to your vehicle’s physical damage coverage that offers a variety of additional coverages.
Hopefully your car never needs any of these coverages. But if you’re behind the wheel a lot of the time, or you want to reduce your risks if there’s an accident, the unique mix of coverages you can get in a Hastings Mutual Multi Protection Guard policy can be right for you.