The foundation of Homeowners insurance, we protect your house and any other buildings on your property from loss from dozens of causes.
Ride your ATVs, snowmobiles, and other small vehicles knowing you’re covered for physical damage and liability if something goes wrong on the trail.
Have fun on the water. This coverage for physical damage and liability applies to boats or personal watercraft 26 feet or smaller.
Small hobby farms are actually covered by our Homeowners insurance. A small farm is one with up to 10 farm animals and/or 3 farm-type structures.
Other Members of Your Household
If someone lives with you permanently and isn’t otherwise covered — like a roommate, child, or adult under age 21 — this coverage will apply at no additional charge.
Waiver of Deductible Credit
You can reduce your deductible each year you do not file a claim with us. After each claim free year we’ll apply a $75 deductible credit to your policy! The maximum total credit available is $750.
Select Homeowners policy types
Special Form (HO-3): This covers a house and property from perils including but not limited to:
Contents Broad Form (HO-4): Coverage for tenants like apartment renters.
Unit-Owners Form (HO-6): For condominium owners.
Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.
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Planning Spring Planting
Spring is finally here, and it’s time to think about planting your vegetables and flowers so you can enjoy them all summer long.
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The information on this page is made available for educational purposes only. The information referred to is not an official company statement, corporate policy, or offer of coverage. Refer to your insurance policy for specific coverage. There is no representation as to the accuracy or completeness of any information found by following any link on this site. Please contact your local independent insurance agent with further questions and for more details on any insurance policy-related information you read here.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
8:00 a.m. - 4:30 p.m. (EST)