The foundation of Homeowners insurance, we protect your house and any other buildings on your property from loss from dozens of causes.
Coverage for physical damage and liability can be added to your Homeowners policy for ATVs, snowmobiles, and other small vehicles.
Coverage for physical damage and liability can be added to your Homeowners policy for boats or personal watercraft 26 feet or smaller.
Homeowners Discounts Available
Other Members of Your Household
We will insure someone who lives with you and is a member of your household by adding this endorsement to the policy. No additional charge to add this coverage.
Waiver of Deductible Credit
You can reduce your deductible each year you do not file a claim with us. After each claim free year we’ll apply a $75 deductible credit to your policy! The maximum total credit available is $750.
Select Homeowners policy types
Special Form (HO-3)
Contents Broad Form (HO-4): Coverage for tenants like apartment renters
Unit-Owners Form (HO-6): For condominium owners
Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.
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The information on this page is made available for educational purposes only. The information referred to is not an official company statement, corporate policy, or offer of coverage. Refer to your insurance policy for specific coverage. There is no representation as to the accuracy or completeness of any information found by following any link on this site. Please contact your local independent insurance agent with further questions and for more details on any insurance policy-related information you read here.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
8:00 a.m. - 4:30 p.m. (EST)