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Homeowners and Personal Auto

Before you walk out your door or get in the driver's seat, make sure your house and car are protected by Hastings Mutual insurance. The safer you are, the more you'll save.


Select Discounts and Credits for Homeowners Policies

  • Central station burglary alarm discount
  • Central station fire alarm discount
  • New home discount
  • Waiver of deductible credit

Select Discounts for Personal Auto Policies

  • Anti-lock brakes (ABS) discount
  • Anti-theft devices discount
  • Claim free discount ladder
  • Passive restraint discount

Homeowners and Personal Auto Policies…

Select Homeowners Policy Types

Special Form (HO-3): This covers a house and property from 16 different perils, including but not limited to:

  • Fire or lightning
  • Windstorm or hail
  • Vehicles
  • Vandalism
  • Theft
  • Weight of ice, snow, and sleet

Contents Broad Form (HO-4): Coverage for tenants like apartment renters.

Unit-Owners Form (HO-6): For condominium owners.

Covered Vehicle Types

  • Passenger vehicles
  • Antique autos
  • Classic autos
  • Electric autos
  • Motor homes
  • Pickups and vans
  • Trailers designed for use with private passenger autos

Planning Spring Planting (video)

Jun 6, 2019, 10:32 AM

Tips for making the perfect garden right in your own backyard.

Video Transcript

Planning Spring Planting

Spring is finally here, and it’s time to think about planting your vegetables and flowers so you can enjoy them all summer long.

Some of you may plant in small plants or fill acres of land with what you are growing. Here are a few tips for planning perfect.

Most vegetables and flowers need about six hours of full sun every day. Also make sure there’s a source of water nearby. Mix material like compost or dry grass clippings into the soil to give it a healthy boost. Our part of the country is in the USDA Plant Hardiness Zones 4, 5, and 6. Knowing your zone will help you identify the best plants for your climate, soil quality, and sunlight. Some plants can be grown from seeds. You might buy others as young transplants that are already growing.

Experienced gardeners can try growing their own transplants or saving seeds for next year’s garden. Building a small greenhouse or cold frames over plants can extend the growing season past warm summer months.

If you’re planning a bigger project, like installing an irrigation system, you could hire a landscape gardener. Make sure he or she has reliable insurance, like contractors’ coverage from Hastings Mutual.

What is your best technique for spring planting? Let us know in the comments!

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