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Homeowners and Personal Auto

Before you walk out your door or get in the driver's seat, make sure your house and car are protected by Hastings Mutual insurance. The safer you are, the more you'll save.


Select Discounts and Credits for Homeowners Policies

  • Central station burglary alarm discount
  • Central station fire alarm discount
  • New home discount
  • Waiver of deductible credit

Select Discounts for Personal Auto Policies

  • Anti-lock brakes (ABS) discount
  • Anti-theft devices discount
  • Claim free discount ladder
  • Passive restraint discount

Homeowners and Personal Auto Policies…

Select Homeowners Policy Types

Special Form (HO-3): This covers a house and property from 16 different perils, including but not limited to:

  • Fire or lightning
  • Windstorm or hail
  • Vehicles
  • Vandalism
  • Theft
  • Weight of ice, snow, and sleet

Contents Broad Form (HO-4): Coverage for tenants like apartment renters.

Unit-Owners Form (HO-6): For condominium owners.

Covered Vehicle Types

  • Passenger vehicles
  • Antique autos
  • Classic autos
  • Electric autos
  • Motor homes
  • Pickups and vans
  • Trailers designed for use with private passenger autos

Farm and Garden Winter Prep (video)

Nov 14, 2018, 4:05 PM

The best ways to prepare your land before the snowfall.

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