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Homeowners and Personal Auto

Before you walk out your door or get in the driver's seat, make sure your house and car are protected by Hastings Mutual insurance. The safer you are, the more you'll save.


Select Discounts and Credits for Homeowners Policies

  • Central station burglary alarm discount
  • Central station fire alarm discount
  • New home discount
  • Waiver of deductible credit

Select Discounts for Personal Auto Policies

  • Anti-lock brakes (ABS) discount
  • Anti-theft devices discount
  • Claim free discount ladder
  • Passive restraint discount

Homeowners and Personal Auto Policies…

Select Homeowners Policy Types

Special Form (HO-3): This covers a house and property from 16 different perils, including but not limited to:

  • Fire or lightning
  • Windstorm or hail
  • Vehicles
  • Vandalism
  • Theft
  • Weight of ice, snow, and sleet

Contents Broad Form (HO-4): Coverage for tenants like apartment renters.

Unit-Owners Form (HO-6): For condominium owners.

Covered Vehicle Types

  • Passenger vehicles
  • Antique autos
  • Classic autos
  • Electric autos
  • Motor homes
  • Pickups and vans
  • Trailers designed for use with private passenger autos

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    • Building a “Bug Out Bag” for Homeowner Safety

      October 16, 2019 - 2:53 PM

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    • The True Costs Of Road Rage

      October 2, 2019 - 1:08 PM

      Sometimes it feels like you can’t help it. Someone is driving slowly in the fast lane, or they race through a red light when you’re about to make a turn. You make an angry gesture and slam on your horn. Watching the news that night, you see a startling report...Full story

    • Planning Spring Planting (video)

      June 6, 2019 - 10:32 AM

      Video Transcript

      Planning Spring Planting

      Spring is finally here, and it’s time to think about planting your vegetables and flowers so you can enjoy them all summer long.

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    • Farm and Garden Winter Prep (video)

      November 14, 2018 - 4:05 PM

      Video Transcript
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    Get a quote now!

    Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.

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