Parlor Pak

Computer Coverage

Your computer system is part of nearly everything you do on your farm. This coverage applies to specific types of damage and has a $20,000 limit.

 

Custom Farming

Sentence description: The limit on gross annual receipts allowed as incidental business coverage is increased to $10,000. Higher limits are available.

 

Farm Business Income and Extra Expense

Sentence description: This coverage, available as part of your standard Farmowners coverage, is available at a $50,000 limit. Higher limits are available.

 

Glass Breakage — Waiver of Deductible

Sentence description: If glass used in a milking parlor breaks, the deductible will not need to be paid.

 

Milk Spoilage

If a refrigerated unit fails, we’ll cover the cost of your milk that was stored inside, as long as it’s on your premises. It has a limit of $20,000.

 

Outdoor Signs

If your business has a sign outdoors that isn’t attached to your building, we’ll cover up to $5,000 to repair or replace it if it suffers certain kinds of harm.

 

Owned Milk Contamination

With this optional coverage, we’ll pay the current sale value of a farm’s owned milk if unintentional contamination occurs, and the milk isn’t acceptable to a buyer.

 

Reproductive Material Coverage

We insure cattle semen and embryos against most types of loss, with a limit of $5,000 in one occurrence, and $100 per straw.

 

Sudden and Accidental Pollution

Sentence description: We’ll cover up to $50,000 for an accidental discharge on someone else’s property. Higher limits are also available.

 

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Talk to your independent insurance agent for a quote and for more details on what Hastings Mutual can do for you.

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