Optional Coverages

Farm Optional Coverages Include

  • Coverage Plus Endorsement - Including:
  • Sewer Back Up
  • Tree Debris Removal
  • Refrigerated Foods or Farm Personal Property
  • Emergency Removal of Hay
  • Waterbed Discharge
  • Personal Injury Liability
  • Replacement Cost of Outbuildings
  • Waiver of Residence Glass Deductible
  • Peak Season
  • Ordinance or Law Coverage
  • Recreational Motor Vehicles(Off Road)
  • Business Pursuits
  • Replacement Cost - Personal Property
  • Leisure Sports Endorsement
  • Additional Debris Removal
  • Employers Liability (Excluding Ohio)
  • Off-Premises Electrical Failure
  • Livestock Confinement Coverage
  • Additional Operating Expense
  • Loss of Income
  • Farm Personal - Spoilage
  • Increased Premises Pollutant Cleanup Removal
  • Damage to Crops and Fences
  • Theft of Building Materials
  • Pollution Increased Limits
  • Custom Farming
Many other optional coverages are available.  Contact your local Hastings Mutual agent for more information so they can tailor a policy specific to your insurance needs.