When you're on the job site, you're focused on safety and getting the work done right. With Hastings Mutual, you won't need to worry about insurance coverage.
This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible.
“Floater” coverage is for anything that floats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible.
Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible.
Coverage for your work vehicle or an entire fleet.
Additional coverage when you need to go above and beyond your regular policy.
What you need when something you didn't expect goes wrong.
Protect yourself and your staff if there's an injury or disability on the job.
Select Contractor I
Select Contractor II
Example Business Classes
Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.
Whether you’re putting in acres of corn or planting a few flowers on your windowsill, you know it’s time to get plants ready to grow. A big project calls for a professional, and a landscape gardener’s expertise can take your yard from a few attractive plants to a beautiful, functional outdoor area.
A landscape gardener designs an outdoor space, plants flowers, lays mulch on garden beds, and more. It doesn’t have to be plants, either: outdoor living can include fire pits, walkways, and water features, too. No matter what the day’s project is, a landscape gardener will be working outdoors with a crew and has to carry tools and supplies with them every time they’re on the job. A landscape gardener also needs quality Hastings Mutual insurance coverage to make sure the business and its workers are protected.
Find exactly the coverage you need. Contact your local independent insurance agent and ask about our selected contractors coverage.
The Mutual Understanding blog and Hastings Mutual videos are made available for educational purposes only. The information referred to is not an official company statement, corporate policy, or offer of coverage. Refer to your insurance policy for specific coverage. There is no representation as to the accuracy or completeness of any information found by following any link on this site. Please contact your local independent insurance agent with further questions and for more details on any insurance policy-related information you read here.
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