When you're on the job site, you're focused on safety and getting the work done right. With Hastings Mutual, you won't need to worry about insurance coverage.
This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible.
“Floater” coverage is for anything that floats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible.
Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible.
Coverage for your work vehicle or an entire fleet.
Additional coverage when you need to go above and beyond your regular policy.
What you need when something you didn't expect goes wrong.
Protect yourself and your staff if there's an injury or disability on the job.
Select Contractor I
Select Contractor II
Example Business Classes
Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.
The tools you use every day are just as important as the work site where you use them. This is for any tool you bring to the job — not just wrenches and knives, but power tools also.
There are two sizes of selected contractor businesses:
• Select Contractor I for a small company (five or fewer full-time employees).
• Select Contractor II for larger businesses, with 6 to 50 full-time employees.
So that’s (some of) what you’re looking for when shopping for insurance. You know you need coverage for your business — you probably don’t have $1.5 million in your wallet to pay out if a lawsuit doesn’t go your way — and you also want to make sure that, in an industry that relies so much on reliable equipment and employees, you’re able to keep them working.
Protect your plumbing business from unexpected costs. Spend more time on your company and less time on the paperwork. Find exactly the coverage you need. Contact your local independent insurance agent and ask about our selected contractors coverage.