When you're on the job site, you're focused on safety and getting the work done right. With Hastings Mutual, you won't need to worry about insurance coverage.
This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible.
“Floater” coverage is for anything that floats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible.
Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible.
Coverage for your work vehicle or an entire fleet.
Additional coverage when you need to go above and beyond your regular policy.
What you need when something you didn't expect goes wrong.
Protect yourself and your staff if there's an injury or disability on the job.
Business Income and Extra Expense Actual Loss Sustained — No Waiting Period
If you can’t operate your business because your property or equipment is damaged, we’ll help cover your costs, up to the actual amount of lost income.
Money and Securities
We’ll pay for loss of money or securities in connection with theft or destruction of money or securities. The limit is $2,500 with a $100 deductible.
Signs Attached to Buildings
If your business has a sign outdoors that’s permanently attached to your building, we’ll cover up to $2,500 to repair or replace it if it suffers certain kinds of harm. It includes a $100 deductible.
Electronic Data Processing Equipment — Additional Causes of Loss
We’ll protect computers and other electronics from loss, up to $10,000.
Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.
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The information on this page is made available for educational purposes only. The information referred to is not an official company statement, corporate policy, or offer of coverage. Refer to your insurance policy for specific coverage. There is no representation as to the accuracy or completeness of any information found by following any link on this site. Please contact your local independent insurance agent with further questions and for more details on any insurance policy-related information you read here.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
8:00 a.m. - 4:30 p.m. (EST)