Builder/contractor hammering

Select Contractors

When you're on the job site, you're focused on safety and getting the work done right. With Hastings Mutual, you won't need to worry about insurance coverage.


Coverage Highlights

Broadened Coverage 

This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible.

Builders Risk and Installation Floater 

“Floater” coverage is for anything that floats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible.

Portable Tools 

Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible.


Related Coverages

Commercial Auto Icon


Coverage for your work vehicle or an entire fleet.

Commercial Umbrella icon - umbrella with brief case


Additional coverage when you need to go above and beyond your regular policy.

Errors & Omissions Icon

Errors &

What you need when something you didn't expect goes wrong.

Workers' Compensation icon


Protect yourself and your staff if there's an injury or disability on the job.


Business Sizes

Select Contractor I

  • 5 or fewer full-time employees
  • Less than $2 million in gross receipts
  • No more than 30% sub-contracted to others

Select Contractor II

  • 6 to 50 full-time employees
  • Less than $15 million in gross receipts
  • No more than 50% sub-contracted to others

Example Business Classes

  • Driveway, sidewalk, or parking area paving
  • Electrical wiring within buildings 
  • Heating and air conditioning
  • Landscape gardening
  • Masonry
  • Plumbing (residential and commercial)


Get a quote now!

Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.

ss-1 thumbnail

Download Our Sell Sheet


    • The Safety Tool For Every Contractor

      August 7, 2019 - 2:04 PM

      There are contractors for every part of the house — from electrical work to basement plumbing. But not much can be done on a house until there’s a frame in place to build on.

      Between April 2018 and April 2019, total building permits for Illinois increased 19% (throughout northern...Full story

    • What Every Gardener Needs Before Every Project

      May 1, 2019 - 1:19 PM

      Whether you’re putting in acres of corn or planting a few flowers on your windowsill, you know it’s time to get plants ready to grow. A big project calls for a professional, and a landscape gardener’s expertise can take your yard from a few attractive plants to a beautiful, functional...Full story

    • Protect Your Plumbing Now With 1 Simple Conversation

      April 3, 2019 - 1:32 PM

      There’s more to plumbing than swapping out leaky pipes. When fixtures are corroded or worn, and the shower, the sink, or the toilet needs replacing, a plumber is expected to know the best quality products to use for a replacement. And they need to be protected if something goes wrong:...Full story