Builder/contractor hammering

Select Contractors

When you're on the job site, you're focused on safety and getting the work done right. With Hastings Mutual, you won't need to worry about insurance coverage.

 

Coverage Highlights


Broadened Coverage 

This coverage helps if there’s damage to property used by you or your employees that belongs to someone else. It has a limit of $2,500 per occurrence, with a $100 deductible.


Builders Risk and Installation Floater 

“Floater” coverage is for anything that floats, or moves from place to place — like your supplies and machinery. It also covers damage to the structures you’re working on, including scaffolding, foundations, and more. This has a limit of $5,000, with a $250 deductible.


Portable Tools 

Coverage on your tools has a limit of $1,000 per tool, to a maximum of $2,500. It also has a $500 deductible.


 

Related Coverages


Commercial Auto Icon

Business
Auto

Coverage for your work vehicle or an entire fleet.

Commercial Umbrella icon - umbrella with brief case

Business
Umbrella

Additional coverage when you need to go above and beyond your regular policy.

Errors & Omissions Icon

Errors &
Omissions

What you need when something you didn't expect goes wrong.

Workers' Compensation icon

Workers'
Compensation

Protect yourself and your staff if there's an injury or disability on the job.

 

Business Sizes

Select Contractor I

  • 5 or fewer full-time employees
  • Less than $2 million in gross receipts
  • No more than 30% sub-contracted to others

Select Contractor II

  • 6 to 50 full-time employees
  • Less than $15 million in gross receipts
  • No more than 50% sub-contracted to others

Example Business Classes

  • Driveway, sidewalk, or parking area paving
  • Electrical wiring within buildings 
  • Heating and air conditioning
  • Landscape gardening
  • Masonry
  • Plumbing (residential and commercial)

Get a quote now!

Talk to your independent insurance agent for a quote on coverage for your church, and for more details on what Hastings Mutual can do for you.

Find an Agent

 
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