Preferred Worship Centers - Gold

Business Income and Extra Expense 

If you can’t operate your business because your property or equipment is damaged, we’ll help cover your costs, up to the actual amount of lost income.

Directors and Officers Liability (Optional)

This optional coverage helps religious and secular leaders accused of a wrongful act. Limits are up to $1,000,000 per occurrence, and $2,000,000 total.

Newly Acquired or Constructed Buildings 

This coverage applies to damage of property the worship center builds or buys. It has a $1,000,000 limit.

Pastoral Counseling Liability (Optional)

This optional coverage covers amounts clergy and trained lay counselors have to pay because of negligence, error, or omission. Limits are up to $1,000,000 per occurrence, and $2,000,000 total.

Sexual Misconduct or Sexual Molestation (Optional)

This optional coverage applies to paying damages related to actual or alleged sexual activities. Limits are up to $1,000,000 per occurrence, and $1,000,000 total.

Stained Glass Windows and Other Worship Center-Related Property

Bells and organs, stained glass windows, pulpits and altars — they’re all included in coverage of the worship center itself.

Water or Sewer Backup or Overflow

Water damage is covered up to $50,000.