Worship center insurance is for the people and places that bring faith communities together. It includes unique coverages you won't find with other types of insurance.
If you can’t operate your business because your property or equipment is damaged, we’ll help cover your costs, up to $25,000.
Cash and checks owned by the worship center are covered up to $10,000. During Thanksgiving week, any two weeks of religious observance, and one week of special fundraising activity, coverage is raised to $20,000.
Personal possessions of any one on the worship center’s premises is covered up to $10,000.
Directors and Officers Liability (Optional)
This optional coverage helps religious and secular leaders accused of a wrongful act. Limits are up to $1,000,000 per occurrence, and $2,000,000 total.
A place of worship needs an effective computer system. The coverage limit is $10,000.
If a worship center member, employee, or visitor is injured on the premises, this coverage pays up to $10,000 for medical care.
Pastoral Counseling Liability (Optional)
This optional coverage covers amounts clergy and trained lay counselors have to pay because of negligence, error, or omission. Limits are up to $1,000,000 per occurrence, and $2,000,000 total.
Sexual Misconduct or Sexual Molestation (Optional)
Sentence description: This optional coverage applies to paying damages related to actual or alleged sexual activities. Limits are up to $1,000,000 per occurrence, and $1,000,000 total.
Talk to your independent insurance agent for a quote on coverage for your church, and for more details on what Hastings Mutual can do for you.
A few weeks ago, I was on a walk with a friend and his 15-year-old son. We talked about movies (he enjoyed “Avengers: Endgame”) and what he did over the summer (video games). We also discussed insurance. He didn’t know much about insurance...Full story