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Preferred Worship Centers - Silver

Worship center insurance is for the people and places that bring faith communities together. It includes unique coverages you won't find with other types of insurance.

 

Coverage Highlights


Business Income and Extra Expense 

If you can’t operate your business because your property or equipment is damaged, we’ll help cover your costs, up to $25,000.


Money and Securities 

Cash and checks owned by the worship center are covered up to $10,000. During Thanksgiving week, any two weeks of religious observance, and one week of special fundraising activity, coverage is raised to $20,000.


Personal Effects and Personal Property of Others 

Personal possessions of any one on the worship center’s premises is covered up to $10,000.


 

Other Features Include…

Directors and Officers Liability (Optional)

This optional coverage helps religious and secular leaders accused of a wrongful act. Limits are up to $1,000,000 per occurrence, and $2,000,000 total.

 

Business Computer 

A place of worship needs an effective computer system. The coverage limit is $10,000.

 

Medical Payments

If a worship center member, employee, or visitor is injured on the premises, this coverage pays up to $10,000 for medical care. 

Pastoral Counseling Liability (Optional)

This optional coverage covers amounts clergy and trained lay counselors have to pay because of negligence, error, or omission. Limits are up to $1,000,000 per occurrence, and $2,000,000 total.

 

Sexual Misconduct or Sexual Molestation (Optional)

Sentence description: This optional coverage applies to paying damages related to actual or alleged sexual activities. Limits are up to $1,000,000 per occurrence, and $1,000,000 total.

Get a quote now!

Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.

 
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