Worship center insurance is for the people and places that bring faith communities together. It includes unique coverages you won't find with other types of insurance.
Damage to your statues, furniture, and other works of art is covered up to $50,000.
Memorials on the worship center’s property have a limit of $25,000 per occurrence, with a maximum of $50,000 per year.
If you’re using guitars, microphones, instrument cases, or anything similar to make your joyful noise, it’s covered up to $100,000.
Coverage for your work vehicle or an entire fleet.
Additional coverage when you need to go above and beyond your regular policy.
Protect yourself and your staff if there's an injury or disability on the job.
Business Income and Extra Expense
If you can’t operate your business because your property or equipment is damaged, we’ll help cover your costs, up to the actual amount of lost income.
Directors and Officers Liability (Optional)
This optional coverage helps religious and secular leaders accused of a wrongful act. Limits are up to $1,000,000 per occurrence, and $2,000,000 total.
Newly Acquired or Constructed Buildings
This coverage applies to damage of property the worship center builds or buys. It has a $1,000,000 limit.
Pastoral Counseling Liability (Optional)
This optional coverage covers amounts clergy and trained lay counselors have to pay because of negligence, error, or omission. Limits are up to $1,000,000 per occurrence, and $2,000,000 total.
Sexual Misconduct or Sexual Molestation (Optional)
This optional coverage applies to paying damages related to actual or alleged sexual activities. Limits are up to $1,000,000 per occurrence, and $1,000,000 total.
Stained Glass Windows and Other Worship Center-Related Property
Bells and organs, stained glass windows, pulpits and altars — they’re all included in coverage of the worship center itself.
Water or Sewer Backup or Overflow
Water damage is covered up to $50,000.
Talk to your independent insurance agent for a quote on coverage for your church, and for more details on what Hastings Mutual can do for you.
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