Plants and Flowers Coverage
Plants and flowers can be damaged when heating, cooling, and refrigeration stops working. This coverage provides $5,000 for lost product.
Personal Property Off Premises
Coverage applies to your plants, equipment, and other materials even when you’re not on your own property (for example, when it is displayed off-site). The limit is $10,000.
The limit is increased by 50% for “floral” holidays (Valentine’s Day, Passover, Easter, Administrative Professionals’ Day, Mother’s Day, Memorial Day, Rosh Hashanah, Grandparents Day, Sweetest Day, Thanksgiving, Christmas).
This coverage covers amounts the policyholder and other covered individuals have to pay because of negligence, error, or omission, or for not providing professional services.
Accounts Receivable — Additional Coverage
Your coverage can be increased by an additional $10,000.
Money and Security Off Premises
The limit is increased to $5,000 during “floral” holidays.
Hastings Mutual Insurance Company
404 E. Woodlawn Ave.
Hastings, MI 49058
8:00 a.m. - 4:30 p.m. (EST)