Employment Practices Liability Insurance (EPLI)

EPLI protects your business from the financial consequences of lawsuits for:

• Defamation
  
• Sexual harassment
  
• Mismanagement of employee benefit plans
  
• Wrongful discipline
  
• Other personnel issues
  

Even if you have only one employee, you’re still subject to anti-discrimination laws.

EPLI coverage reimburses your company for the costs of answering a lawsuit in court, and for any judgements or settlements if your company is held liable. We’ll help you with attorneys focused on the law so you can keep focusing on your business.

This coverage is available on our Businessowners and Commercial Package policies.

Here’s what you can do to reduce the chance of discrimination and other employment-related lawsuits by your employees.

• Review your hiring and employee management procedures to avoid discrimination.
  
• Be clear that harassment and discrimination is not allowed in your workplace.
  
• Make sure every employee knows their rights and what they should do if there’s an incident.
  
• If a complaint is filed, document everything that’s said or done related to the incident.