Cyber Liability

Hackers and criminals work quickly and even a secure computer or online system can be at risk from data thieves. Cyber Liability and Data Breach Response coverage is for you when secure passwords and internet-based protection isn’t enough.

 

Cyber Liability

If there’s a suspected theft or other loss of non-public information from your business computers, we’ll pay for a computer security expert and other expenses you need to recover from the loss, including: 

  • Credit monitoring and ID assistance 
  • Crisis management and public relations
  • Forensic investigations
  • Legal guidance
  • Notifying affected individuals
  • Payment card industry (PCI) fines, expenses, and costs — if customer credit cards or other information is stolen
  • Regulatory proceedings taking place

This also applies to expenses related to cyber-attacks, like: 

  • Business that was lost because computer systems were unavailable
  • Corrupted, damaged, deleted, or destroyed data 
  • Damage from materials found on your web site or social media site
  • Failure of computer information security
  • Paying an extortion demand

Limits: $50,000 and $100,000 with higher amounts available

 

Data Breach Response

We cover the costs for several kinds of expenses related to a loss, including:

  • Advertising and public relations 
  • Credit monitoring and ID assistance 
  • Legal and forensic information technology review
  • Notifying affected individuals
  • Paying a reward for information

Limits: $10,000 for data security breach and $5,000 for identity recovery with higher amounts available

 

Get a quote now!

Talk to your independent insurance agent for a quote and for more details on what Hastings Mutual can do for you.

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