Contractors Errors & Omissions

You take pride in your performance, and always strive to do your best no matter where your contracting work takes you. Mistakes can happen, though, and Hastings Mutual errors and omissions insurance is available for you.


Errors and Omissions

This coverage applies to errors, omissions, and defects related to work as a contractor or to products installed by covered employees. This coverage applies to claims made against a policyholder during the time this policy is in force.

Limits are $1 million per claim and $2 million aggregate, with a maximum per-claim deductible of $10,000.


Eligible Selected Contractors

Coverage is available to more than 30 different types of contractors (every class we offer except excavation). This includes but isn’t limited to:

  • Driveway, floors, sidewalks or parking area paving or repaving
  • Electrical wiring — within buildings
  • Fence erection
  • Heating and air conditioning
  • Landscape gardening
  • Masonry
  • Plumbing — commercial and residential
  • Sheet metal work
  • Tile, stone, marble, or mosaic work
  • Water softening sales

Get a quote now!

Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.