Business Auto Protection Plus


Some people drive to and from the office, but if you or your employees need to be on the road every work day, you may want an extra level of risk protection. Hastings Mutual’s Business Auto Protection Plus endorsement offers even more for you, your team, and the vehicles you drive.


Fellow Employee

This coverage applies to claims made by you or one of your employees against another employee who caused or contributed to the injury.

Glass Repair - Waiver of Deductible

With this coverage, you won’t have to pay a deductible if vehicle glass is repaired instead of replaced.


Hired Auto Physical Damage

If you rent, lease or borrow a vehicle for your business, and they’re already covered in your policy, you’ll also be covered if that vehicle is damaged during business use. 


Loan/Lease Gap Coverage

We’ll pay the difference between the balance remaining on a loan or lease and the actual cash value of a vehicle at the time it’s a total loss.


Waiver of Subrogation

Many businesses require this endorsement from companies they work with. A waiver of subrogation can help businesses avoid being held liable for claims that occur on their job site.



Get a quote now!

Talk to your independent insurance agent for a quote on coverage, and for more details on what Hastings Mutual can do for you.