How Metalworkers Stay Safe

Jul 19, 2019, 8:37 AM

Whether you’re making kitchen tools or machine parts, you need the proper protection.

The word “metalist” might not mean anything to you yet, at least not until you think about everyone who works with metal, like tool makers and machine parts manufacturers. A metalist is anyone who works with and produces metal products. It’s also the name of Hastings Mutual’s commercial insurance coverage designed exclusively for the industry (and a village in the Ukraine, too, by the way).

Metalists work on big and small projects

A Selected Metalist or Metalists Plus endorsement to your policy features coverages for more than 30 aspects of a metalworking business, including several designed for the industry. Here’s a look at some of the most significant.

Employees Tools

Metalworking, like many fields in manufacturing, often calls for specialized tools. If yours are damaged in the course of working, we’ll help you pay to repair or replace them.

Manufacturers Selling Price

Once your product is made, it too can be damaged. Our coverage allows you to recover the value that the product would have cost if it hadn’t been damaged. That way you’re getting back not only the money you put into the product, but also what it cost. 

Property Off Premises and in Transit

You’re also going to need to transport your metal goods somewhere. It’s no surprise that there a lot of risks that come with being on the road, though if there is an accident, you’ll be ready to get back to work as soon as possible with coverage of your property.

While you’re protecting your equipment and the finished product, don’t forget to keep yourself safe, too. Goggles protect the eyes, while gloves guard against cuts and damage from chemicals. And like most physical activity, kneepads and back support absorb the impact from labor.

If you work with metal — if you’re a metalist — you know the importance of protecting yourself and your equipment. Safety gear is one option; a Hastings Mutual policy with a metalist endorsement is another. Talk to your independent insurance agent about the best option for you and your business.

The Mutual Understanding blog and Hastings Mutual videos are made available for educational purposes only. The information referred to is not an official company statement, corporate policy, or offer of coverage. Refer to your insurance policy for specific coverage. There is no representation as to the accuracy or completeness of any information found by following any link on this site. Please contact your local independent insurance agent with further questions and for more details on any insurance policy-related information you read here.

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