I was in a car accident a few weeks ago. I was waiting to merge into traffic at a roundabout. It was afternoon rush hour, so there were cars constantly swirling past as I searched for an opening. A line of cars built up behind me at the roundabout entrance. The truck right behind me was close — too close.
As I looked to my left, hoping to see a way into traffic, the car jolted forward just a few inches. The truck smashed into my rear, scraping paint off the bumper and denting the edge of the trunk hood.
After a few minutes, the road cleared again and we were able to loop around the roundabout. We pulled in a restaurant parking lot. No one was hurt, fortunately, and the truck driver admitted he was at fault. He even suggested I talk to the police officer first when the cruiser arrived, so I could get home for dinner.
If you do get in an accident, what happened to me is probably the best thing that could happen. But even though I wasn’t hurt, and didn’t have any significant damage to the car, I contacted my insurance company to let them know there was an accident. That’s what filing a claim is all about.
Hastings Mutual offers claim services right on our website. It’s a simple, straightforward process — but there’s a few things you should do even before you click on the link.
If there are other drivers involved in the accident, exchange names, addresses, and insurance information. Write down the following: