Mutual Understanding

You’ve got a great policy with Hastings Mutual, one that provides the coverage you need. But how do you read it? What do those words mean? What exactly is covered under the terms of the policy? The best way to answer those questions is to ask your knowledgeable, helpful independent...Full story

Like any business, insurance has its own special language. Here’s a little dictionary of some of the most common terms you’ll see and hear when working with Hastings Mutual, and property and casualty insurance in general.

Actual Cash Value (ACV): What property (like a house or car) is worth,...Full story