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Farm Insurance —
Optional Coverages

Hastings Mutual has been insuring farms since 1885.

You can count on Hastings Mutual to provide insurance for the things that make your farm a home and a business.

We offer a comprehensive Farmowners Package covering your Residence, Personal Property, Barns & Outbuildings, Farm Personal Property, and Personal & Farm Liability.

Optional Coverages:

  • Coverage Plus Endorsement - Includes:
    • $2,500 Sewer Back Up
    • $300 Tree Debris Removal
    • $500 Refrigerated Foods or Farm Personal Property
    • Emergency Removal of Hay
    • Waterbed Discharge
    • Personal Injury Liability
  • Residence Specified Additional Coverage
  • Replacement Cost of Outbuildings
  • Waiver of Residence Glass Deductible
  • Peak Season
  • Ordinance or Law Coverage
  • Recreational Motor Vehicles(Off Road)
  • Watercraft
  • Personal Computers
  • Earthquake
  • Business Pursuits
  • Replacement Cost - Personal Property
  • Leisure Sports Endorsement
  • Additional Debris Removal
  • Employers Liability (Excluding Ohio)
  • Off-Premises Electrical Failure
  • Livestock Confinement Coverage
  • Additional Operating Expense
  • Loss of Income
  • Farm Personal - Spoilage
  • Increased Premises Pollutant Cleanup Removal
  • Damage to Crops and Fences
  • Scheduled Personal Property
  • Theft of Building Materials
  • Pollution Increased Limits
  • Custom Farming