Hastings Mutual has a personal automobile insurance program with the coverage and
the pricing to suit you and your family.
Multi Protection Guard Coverage
FREE, NEW, MONEY-SAVING, and for all Hastings Mutual Personal Auto Policyholders!
Increase Your MPG and Reduce Your Worries about:
If you are over 100 miles away from your home and your journey is interrupted by
a covered loss we offer substantial expense relief!
We know an auto breakdown can be an expensive event, but with our towing coverage
from Quest Software (call 800-255-7137) you can get free unlimited
towing to our nearest authorized repair facility, or to your destination of choice
(within 10 miles of your breakdown). This also covers non-owned autos such as rental
If you do not call the 800 number above you are limited to an out-of-pocket expense
of $75. You can fax the bill, with your policy number, name and vehicle details,
to Quest at 866-316-4797.
- Flat tire
- Emergency fluid delivery (gas, oil, water etc., to get your vehicle rolling)
- Dead battery
- Locked out service
- First Aid
- Concierge service
New Vehicle Replacement Cost
This is a "must have" replacement cost coverage for new vehicles owned less than
one year. Definitely check out the MPG endorsement if you own a new
Auto Loan/Lease Coverage
This is a great coverage for autos with outstanding loans or autos that are
leased. If there is a total loss to your covered auto, the financial penalty
to you should be reduced considerably.
Pet Injury Coverage
Pet Injury Coverage pays for veterinary charges for your cat or dog injured in an
accident while riding with you in your covered auto.
Pet Accidental Death Benefit
This is a benefit of $250 should your cat or dog die as a result of injuries
sustained while riding in a covered auto.
Theft of a GPS System
A $250 benefit will be provided for the peril of theft of a GPS system from
a covered auto, with evidence of forced entry. Eligible GPS systems include, but
are not limited to, systems marketed by Garmin®, Magellan®, and TomTom®.