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Farm Insurance — Property Coverages

New Equipment Breakdown Coverage Added

Hastings Mutual has been insuring farms since 1885.

You can count on Hastings Mutual to provide insurance for the things that make your farm a home and a business.

We offer a comprehensive Farmowners Package covering your Residence, Personal Property, Barns & Outbuildings, Farm Personal Property, and Personal & Farm Liability.

Property Coverages:

  • Named or Special Perils - Dwelling
  • Named or Special Perils - Personal Property
  • 10,000 Pollutant Clean-Up - On Premises
  • Standing Grain - Fire and Lightning
  • $50,000 for Newly Constructed Outbuildings
  • Private Power and Light Pole Coverage
  • $100,000 Limit for New, Leased, or Borrowed Farm Machinery
  • $1,000 Coverage for Credit Card or ATM Card
  • $500 Fire Department Service Fee
  • $1,000 Watercraft
  • $2,000 Coverage for Theft of Firearms
  • $2,500 Coverage for Farm Records
  • $250 Money
  • $1,000 for Stamp Collections
  • Cab Glass - No Deductible
  • $2,500 for Business Property - On Premises
  • $250 for Business Property - Off Premises
  • $2,500 for Theft of Jewelry
  • $2,500 for Theft of Silverware
  • $250 for Refrigerated Food
  • Debris Removal
  • $250 for Fallen Tree Debris Removal - No Deductible
  • $1,500 for Cemetery Markers
 

Personal

Business

Farm